Although wealthier Texans may build up significant savings and retirement accounts by middle age, most residents must keep working far longer to meet their individual and family needs. And if unexpected family or medical crises occur creating new financial emergencies, some people may face wage garnishments. Fortunately, Texas offers strong protection against many types of creditors.
Here’s a brief review of the most common types of wage garnishments pursued in Texas, basic terms you’ll need to know regarding this field – and references to special concerns you may need to discuss with your Houston business law attorney to fully protect your rights.
Important terminology related to attaching employee wages
Texans are very fortunate compared to citizens of other states since Texas only honors a very limited number of garnishable debts.
Be sure to speak with your Houston business law attorney whenever you receive any notice of an order to garnish your wages.
Fixed garnishment limitations that benefit Texas debtors
Although unusual factors might be able to change the list below, employers must normally prioritize their payment of garnishment orders in the following manner.
This has long been a concern of many employees since handling wage garnishments can take up a considerable amount of an employer’s time. Texas doesn’t allow those with wage attachments to be treated unfairly when it comes to hiring, promoting, demoting, reprimanding and firing (among other actions).
How creditors can still reach your money – apart from using wage garnishment
Even if your wages cannot be reached, regular creditors can still gain access to your money by obtaining court orders to freeze one or more of your financial accounts – and place liens on certain types of real property you own.
Please contact our law firm with any questions you may have about the proper handling of court orders to garnish wages — or any other types of administrate tasks regarding employees.
CATEGORIESADMINISTRATIVE, COLLECTIONS, DOCUMENTS, FINANCE, LAW, MURRAY LOBB, PERSONAL FINANCE, SALARY, TEXAS, U.S. DEPT. OF EDUCATIONTAGS#DEBTORS, #EARNINGS, #GARNISHABLEDEBTS, #GARNISHMENT, #HOUSTONATTORNEY, #HOUSTONSTRONG, #IRS, #KNOWLEDGEISPOWER, #MURRAY-LOBBATTORNEYS, #MURRAYLOBB, #TERMINOLOGY, #TEXANS, #TEXAS, #TEXASSTRONG, #WAGES